Flexible Golf Cart Financing Options 

If you’re looking to get a golf cart without paying the full price upfront, flexible financing can make that possible. At Ocala Golf Cart Sales and Repair, we understand that every customer’s budget is different. We offer financing options that let you spread out payments over time, making it easier to own the golf cart that fits your needs.


Our financing plans work for new, used, gas-powered, and electric golf carts. Whether you want to buy or repair your cart, we make sure the process is simple and affordable. We want you to feel confident that you can get what you need without stretching your finances too thin.


By choosing our financing options, you get more than just a payment plan. We’re here to support you with service and repairs when necessary. This means you can enjoy your golf cart with peace of mind, knowing we’ve got your back every step of the way.



How to Apply for Golf Cart Financing

Applying for golf cart financing involves a few clear steps, submitting the right documents, and understanding how long the process takes. Knowing these details helps you prepare and makes the process smoother.

Fill Out Application Form

First, we recommend visiting Ocala Golf Cart Sales and Repair to discuss your financing needs. You can start the application either in person or online.



You will fill out a form with basic information such as your name, address, income, and the golf cart model you want. After submitting, the financing partner reviews your credit and financial history.


If approved, you’ll receive your loan offer with terms like the interest rate and repayment schedule. You can then accept the offer and finalize the paperwork with us.

Necessary Documentation

To complete your application, you’ll need a few key documents. This includes a valid photo ID such as a driver’s license to prove your identity.


You also require proof of income, like recent pay stubs or bank statements, to show you can afford repayments.


Proof of residence, such as a utility bill or lease agreement, might be requested to confirm your address.



Having these documents ready speeds up your application and avoids delays.

Approval Timelines

Approval times vary depending on the lender and the completeness of your application.


Typically, you can expect a decision within 24 to 72 hours after submitting your application.


If additional information or documents are needed, the process may take longer, so responding quickly helps.



Once approved, you’ll get a certificate or loan offer to present when finalizing your purchase with us.

Flexible Golf Cart Financing Options

  • Sheffield Financial

    We offer financing through Sheffield Financial with low, fixed interest rates. You can get 0% interest for 36 months, or choose 2.99% for 36 months. Longer terms include 3.99% for 48 months and 4.99% for 60 months. With just 10% down, monthly payments can be as low as $155. This makes owning a golf cart easier and more affordable for many budgets.

  • RoadRunner Financial

    RoadRunner Financial provides straightforward loan options to help spread out your payments. Their application process is simple, and approvals are fast. They focus on flexible terms that fit your financial situation. You can plan your payments over several years if needed. This option is great if you want predictable monthly costs without surprises.

  • FreedomRoad Financial

    FreedomRoad Financial works with us to offer competitive financing plans specifically for golf cart buyers. They provide personalized terms based on your credit profile. You can expect manageable payments tailored to your needs. Their loans are designed to get you on the course without delay. Applying is convenient and approvals are timely.

  • Aqua Plus Finance

    Aqua Plus Finance is available at selected dealers and offers flexible financing solutions. They specialize in loans with fixed payments and reasonable interest rates. This option helps you budget correctly while owning your cart. Aqua Plus supports both new and pre-owned golf cart purchases. Many customers appreciate the ease of working with Aqua Plus.

  • Special Promotions

    We also run special promotions that include discounts and gift cards with qualifying purchases. These offers help you save money upfront or get added value when you buy. Some deals are tied to memberships or limited-time events. We encourage you to check current promotions to maximize your savings. These programs make it even simpler to own the cart you want.